Bank Branch Details
| Bank Name | HDFC Bank |
| Branch Name | PAYAL |
| IFSC Code | HDFC0002196 |
| MICR Code | 141240021 |
| City | LUDHIANA |
| District | PAYAL |
| State | PUNJAB |
| Address | HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA |
| Contact | +919815331111 |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (HDFC) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (002196) identify the branch.
For example, HDFC0002196 is the IFSC code for HDFC Bank PAYAL branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.
