Bank Branch Details
| Bank Name | Punjab & Sind Bank |
| Branch Name | PAYAL |
| IFSC Code | PSIB0021341 |
| MICR Code | 141023211 |
| City | LUDHIANA |
| District | PAYAL |
| State | PUNJAB |
| Address | NEAR BUS STAND,PAYAL,TOWN PAYAL,DISTT.LUDHIANA 141119,PUNJAB |
| Contact | +918284893368 |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (PSIB) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (021341) identify the branch.
For example, PSIB0021341 is the IFSC code for Punjab & Sind Bank PAYAL branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.