Bank Branch Details
| Bank Name | Punjab National Bank |
| Branch Name | PAYAL DISTLUDHIANA |
| IFSC Code | PUNB0145310 |
| MICR Code | 141024210 |
| City | LUDHIANA |
| District | PAYAL DIST LUDHIANA PUNJAB |
| State | PUNJAB |
| Address | KADDON RD VPO PAYAL DIST LUDHIANA 141416 |
| Contact | +911628244055 |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (PUNB) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (145310) identify the branch.
For example, PUNB0145310 is the IFSC code for Punjab National Bank PAYAL DISTLUDHIANA branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.
