Bank Branch Details
| Bank Name | State Bank of India |
| Branch Name | SPL COMM CIVIL LINES |
| IFSC Code | SBIN0004045 |
| MICR Code | 141002027 |
| City | LUDHIANA |
| District | SCB CIVIL LINES |
| State | PUNJAB |
| Address | DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001 |
| Contact | |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (SBIN) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (004045) identify the branch.
For example, SBIN0004045 is the IFSC code for State Bank of India SPL COMM CIVIL LINES branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.
