Bank Branch Details
| Bank Name | Union Bank of India |
| Branch Name | GHAWADI |
| IFSC Code | UBIN0540609 |
| MICR Code | |
| City | LUDHIANA |
| District | GHAWADI |
| State | PUNJAB |
| Address | NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206. |
| Contact | 2852177 |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (UBIN) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (540609) identify the branch.
For example, UBIN0540609 is the IFSC code for Union Bank of India GHAWADI branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.
