Bank Branch Details
| Bank Name | Axis Bank |
| Branch Name | PHULLANWAL ,PUNJAB |
| IFSC Code | UTIB0000196 |
| MICR Code | 141211003 |
| City | LUDHIANA |
| District | PHULLANWALA |
| State | PUNJAB |
| Address | PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA |
| Contact | |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (UTIB) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (000196) identify the branch.
For example, UTIB0000196 is the IFSC code for Axis Bank PHULLANWAL ,PUNJAB branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.