Bank Branch Details
| Bank Name | Axis Bank |
| Branch Name | PAYAL |
| IFSC Code | UTIB0002130 |
| MICR Code | 141211203 |
| City | LUDHIANA |
| District | PAYAL |
| State | PUNJAB |
| Address | GROUND FLOOR,MUNICIPAL ROAD NO 1915, MALERKOTLA ROAD, PAYAL 141416, LUDHIANA, PIN -141416 |
| Contact | |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (UTIB) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (002130) identify the branch.
For example, UTIB0002130 is the IFSC code for Axis Bank PAYAL branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.
