Bank Branch Details
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | LUDHIANA |
| IFSC Code | UTKS0001588 |
| MICR Code | 141762002 |
| City | LUDHIANA |
| District | LUDHIANA |
| State | PUNJAB |
| Address | PLOT NO.4 MUNICIPAL NO.B-26-4 NEW LAJPAT NAGAR PAKHOWAL ROAD LUDHIANA PUNJAB-141002 |
| Contact | |
| NEFT | Available |
| RTGS | Available |
| IMPS | Available |
| UPI | Available |
What is IFSC Code
IFSC stands for Indian Financial System Code. It is a unique 11-character code assigned by the Reserve Bank of India (RBI) to identify every bank branch participating in the NEFT system in India.
- The first four characters (UTKS) identify the bank.
- The fifth character (0) is reserved and usually zero.
- The last six characters (001588) identify the branch.
For example, UTKS0001588 is the IFSC code for Utkarsh Small Finance Bank LUDHIANA branch in LUDHIANA. This IFSC code is used for NEFT, RTGS, IMPS and online banking transactions.